Retirement is not that easy if you do not have a lot of savings. You should be at least financially stable before you retire from your job. A brand new study states that more than a quarter of Americans with 401(k)s and other retirement accounts are dipping into those accounts before retirement to pay the bills. Maybe you should get a
short term loan instead of taking cash out of retirement. It is not easy paying for your monthly debts if you are not financially stable after your retirement. You should try availing a short term loan right now if you need help with your expenses and in order to pay your debts on time as well.