Retired, 45, was a corporate executive high flyer. Current passive income from multi million investment portfolio, $125k pa. Now spends a lot of time reading, working out in the condo gym, swimming, scuba diving and doing charity work. Hope to write a book one day. Owns a penthouse condo and a luxury car, both paid up. Wife, 40, $100k pa. Annual family expenditure, $90k pa. On top of the investment portfolio, we also have millions in cash and CPF savings.