I'm 58 years old and own a HDB flat. I have cleared my mortgage on the flat and it is now worth $800k. I feel rich. I hope all the cooling policies do not crash the market as I need to rent out my flat to FTs to retire in 5 years time. I hope more high paying FTs can come and work here and rent. We should not allow PRs to buy resale HDB so that they can rent my HDB flat. We should increase ABSD to 30% for PRs and foreigners so that they are discouraged to buy property but instead rent from Singaporeans. Please don't crash the property market. Please solve the property oversupply problem. Please ensure property prices and rents continue to rise. With my rent, I can retire by staying with eldest daughter.