TBH, your PSLE and O levels dont count for nuts. Unless you wanna go back to secondary school or poly/JC, otherwise, dont think too much about those. DL degree will get you peanuts. And looking at your age, the company might instead think 'this guy 28 years old, all he can show for is his DL degree' instead of thinking that you have experience, which you dont have much of anyways. What was your degree in? If you got a first-class DL degree, you might wanna consider pursuing a REPUTABLE(keyword) on-campus masters degree to make yourself more credible. Otherwise, as mentioned above, you will start with any other SIM-UOL degree holder with 2.5k starting pay.