Hi, I was retrenched and happy for it. I always knew the day will come. So they brought it FTs, fine no problem. I decided to retire with my wife, we now live in Krabi, Thailand. Enjoy the peace and scenery. FTs now finance our retirement as we rent out our 5 room HDB flat for $3k a month to FTs. We use the rent to rent a house in Krabi, for food and fun. Think outside the box, beat the system. But the downside, our married kids meet us only once in 6 months.