Originally Posted by JustAnotherPrimaryTeacher

How much is a lot to pay back? I feel like you may have just entered the bigger bracket tax (7%), so your tax may feel like it jumped up by a lot?

I remember also feeling it when I see a 4-digit sum.

But think about it, check your annual income. You actually get way more, which is why you have to pay back more.

SG is not bad already. Compared to other countries. Just manage your budget better, and set aside a sum for income tax.