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Old 17-04-2023, 11:02 AM
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Middle income family, $193k pa combined. Mid 50s. Children in universities. 3 BR condo fully paid.

Hopefully can retire in 3 years time if we sell our condo and move to a 5 room HDB flat. By then our children should start working and help with household expenses.

We have worked so hard for so many years. Getting tired, need to rest and enjoy life. We have sacrificed so much for our children. Need to reduce stress and take care of our health.

Our best investment is our condo. We bought cheap and now can sell high and get lots of cash for retirement. Singapore property market is now at record high so good time to sell and retire.
You are absolutely right. SG private and HDB markets have peaked. Too high. Should go down over the next few years. Good time to cash out.
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