Thanks guys for the reply. I'm the 55 years old uncle with a small 5m landed. Both my kids are working after graduating from nus. It is very boring for me to retire at 55. I own a small business with about 100+ employees. I work office hours mainly, hardly work on weekends or after 6pm on weekdays. I'll probably pay either two condos, each for my kids, or another landed under my wife's name. What's a better option?