I am a 34 year old American consultant with a doctorate. I am negotiating a position in SG but have no idea what I should be asking for. I have done a great deal of research but am still nervous. The pay is negotiated in .S. but is to be paid in SG currency. From what I gather, it is a good annual salary $150K U.S. or $195K SG (16,250 monthly)But they keep asking is that "all inclusive." What else should I be considering or asking for? What else could be "inclusive"? Also, would this allow me to live comfortably in a nice area in SG?