Male 34 years old single income household income of $165k (5 years of single income)
Own a 3 bedroom condo with mortgage loan 590k
Normally 2 overseas holidays each year. Does not own a car.
Planning to pay off condo by age 45 and get a second property if possible.

For retirement, I need to consider topping up wife's CPF and get combined payout.
Own at least one private property with one for stay, others for rental.