Hi Whizzard, thanks for reply.

I written a short query but thought I reach out first, my question is basically about retiring at an early age (am in late 30's) but am not sure how to phrase it. Generally I have what I consider a decent war chest and the temptation to retire is very tempting, would love to hear opinions but before that I thought of writing a detailed question with what my portfolio consist of, would this make for better advise or would it be more sensible to provide a general view of my situation for consideration. Apologies if this comes across as too formal.

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