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why buy now? what if prices crash? what if we have another global crisis (just look at the markets now) and YOU lost your job? there are many high risks. you may want to just rent if you need a place to stay or stay with your parents.
a lot people will be renting instead of buying due to all the uncertainties. you dont want to be in a situation where you lost your job and your property value dropped by 40%. yuo will surely be bankrupted and your job prospects will go down to zero. expats, PRs, are all going to rent as they dont know whether they still have a job after 2 years. so they take things in their stride. Quote:
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Admired TS for having 100k+ cash and age 31...same age as me..i have about 1/10 of TS's net cash....even combine stock only maybe 1/5 of that....
the 2-room BTO is also un-applicable for me now due to underage and the monthly salary limit....unless when i turned 35 then and they increase the month salary limit, if not i will still be ineligible and have to buy either re-sale or condo....both su<kers for money.... |
just curious, what are the housing options for those > 35 with less cash? I don't mean meagre amounts but just not super high to afford landed property?
Can we buy BTOs that have more than 2 rooms? I feel 2 rooms is small given that I'm single but that may change and must always plan for the future. |
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If you can't afford to own a house and lot, a condo can be a good choice. They are often cheaper than the suburbs. You can get all the benefits of apartments and those of home ownership. However, there are several condominium drawbacks that buyers should have in mind. Be informed here: Condominium Drawbacks.
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