40

cash 200k
cpf 200k
stocks - 0

hdb using cpf

How did u manage to save 200K?

41
stocks 700k
savings 100k
CPF 320k
house, car fully paid
no debts

wife has another 500k to her name

Age 30 single male
Cash + bonds: 150k
Cooperative stock: 2k
Insurance + saving plan + retirement plan: 10k Cash Value
Everyone is doing so much better.

And to add, my OA is only 107k. How did so many of you save so much?

52
Cash 100k
Cpf total 230k
Stocks 50k
Home paid up

How am I doing financially?
When can I retire?

Elite spotted

You can retire at 55. Sell your flat for $400k and then buy a HDB 2 room flexi for $100k. So you have $300k profit. In total your cash and stocks is $450k. Enough to retire. Also you will get CPF Life when you reach 65. Living in small HDB flat is economical.

Recently flushed out my SG stocks of about S$50K, now holding all in cash

Currently about 28 years old, earning S$52K annual

Any suggestion on where to invest? Have a long term horizon

But mainly past year earned about 5+% yield on SG stocks

so useless, at your age i already have twice of what you have.

Usless post Usless post Usless post Usless post

Am the original poster

Haha will work harder!

i'm 25 and i have 250k USD net worth (working in the states) hmmmm.

Or maybe not, we're all anons here.

I'm 31 with 23k savings 12k stocks, paid for car and a six figure house mortgage to pay. Looking at how well everyone is doing here, I should just change me name to lousy loser tan.

No you are not a loser. You are investing for your future.

50 plus K in your possession, with a car, is excellent at your age already.

How do you all amass so much without parental support? Any tips

28 years old with 60K in cash
Local uni degree holder
Worked 3 years
Money mostly spent on courses and certifications to upgrade myself

35 years old, married. Savings of $130k cash. Liquidated all stocks and investments. HDB loan $265k. Quitting my 5 figure job to become real estate agent.

28yo with 60K by itself is already something most people can’t achieve. Continue your current habits and you can hit half a million by 32

You should include the house in your net worth if you're gonna look at the 6 figure mortgage as part of your net worth.

House chao chao 250k to 300k right? Minus off the mortgage i would agar agar that equity is worth 100k at least right there. The car on the other hand i'd consider as a straight liability with petrol and tax year on year, tho you won't incur normal transportation tax like those without a car.

39 yo single
280k in cash
140k in cpf
hdb 4 rm, 200k loan remaining

You should keep a sum of emergency cash and use the remaining for other purposes such as investment.

Thanks for the encouragement lol
Am the one who posted this

Not sure how I can hit 500K in 4 years’ time though

hi guys, trying to gain some insights here if possible.

I am a 30yo male, single, only child, supporting family in certain areas like paying for insurance, utilities, internet and telephone bills and toiletries / essentials, as both parents are blue collar workers and they don't have much savings for themselves.

Till date, I have approx $30k+ of savings. I know it pales in comparison to plenty of successful people here, but I am just trying to understand how I improve to grow my savings "quickly" in the next 1 to 2 years as I am looking forward to settling down and start family.

I am currently drawing about 4+ (gross), take home pay is approx mid 3k, and I save about 50% of it after expenses. Living expenses is high as I work in CBD area at Raffles Place and meals are really expensive.

Manage to save about $1.5k on average and $2k if I am stretching my dollar that month. Rest of the expenses are on food, transport, essentials, bills and also insurance.

Really hope to settle down soon, no intention to have a child yet but would like to have a place of my own... Probably won't be considering a traditional Chinese wedding banquet as it's really expensive, just want to do a simple church wedding and honeymoon trip.

Wedding itself will cost a "bomb" with proposal ring, wedding bands, traveling and photoshoot. Another problem to come along is the renovation and furniture cost.

Would like to seek for some guru advice .

Age: 30, single
Cash plus bonds: 190+k
Insurance surrender value: 9k
OA: 102k
SA: 40k
MA: 48k
A lot of you are doing so well. I can't afford a property.

26 years old, just grad. Just paid 11k/ 28k of my study loan.

savings: 1k
OA:46k
SA: 14k
M: 16.5k

I am 44
Last few years my investment hit a low and I lost over 400k
I have home cash and cpf and got 2 young kids
total 2m networth including wife share. feel like a big loser in investments
how come i keep losing my money in investment like hyflux , noble and swiber

How did you get so much in OA at your age?

A feng shui master said that this is below average.

Hi I'm the original poster. Been working part time since secondary school, worked full time for couple of years before proceeding to take my full time degree and juggled 3 part time jobs at the same time. Hence it accumulated this much. But most of my savings went to service the uni loan :/

36 yo single

65k in cash

490k in stocks/funds

360k in CPF

840k of equity in condo

20

20k of savings as lost 20k+ when i was younger doing trades,
taking it as a lesson and starting fresh once again. hope to be up there with
all u successful people here.

Work hard, work smart. Buy a condo. You are too young for bto unless you get married.

People had 1k at age 20.

36 yo

130k cash
200k stocks and funds
200k OA

looking to buy a 3br HDB soon... but still feel I can’t afford one. :( posted overseas for work now but feel I can’t afford anything if I decide to move back to SIN

You seemed rich enough for 4 room HDB flat.

39
Married 2 kids
cash : 1mio
investments : 350k
cpf : OA 350k
srs : 150k in stocks and ssb
no house to my name
car loan 150k

Wife owns the hdb to her name fully paid for 450k worth

26
Married with 2 kids

Cash: 10k
Stock: 40k
CPF OA:100k

Waiting for new home end of 2019. Way back behind those around my age.

Age 26

Cash 120k
Stock/bonds 250k
OA 20k
SA 140k
MA 45k
Others 10k

What are you working as?