I have a different take on retirement.
Plan and just save enough so that you don't go hungry and miserable during your retirement. Most people saus retirement is for enjoying life but seriously, when you are 60 or even 50, you probably would not have the energy to enjoy what you want to enjoy now. Spend within your needs and enjoy what you can afford now I say. There is no point slogging through the most of your life so just that you enjoy the twilight years of your life. This is definitely not living your life to the fullest! Remember, most people don't regret the things they have done, but everyone regrets the things they have not done! |
Totally agree with you. That is why you should work hard in your career, save and invest a lot so that you can retire in your 40s. There are corporate high flyers who are extraordinarily successful and they retired before reaching 50. They then spend their time being angel investors, helping start ups to succeed.
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Hi,
I'm heartened by your story. Being grateful with what we have is the way to happiness. You don't have to be rich to be happy. Most of us are in the middle class group. 80% of us is in this group. Only the top 20% is in the high income group. These are those living in private properties and owning cars. They are the highly successful professionals and business owners. As long as you have enough for your retirement, you should be ok. Quote:
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You can travel the world while you're still young and healthy. No need to wait until you're so old at 50. |
For those who can afford to upgrade, do you think now is the time to upgrade and invest in a landed property in Sg? Will property prices shoot up again soon or remain stagnant in the mid term period of say 4-6 years?
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generating passive income 35k last year, cash+cpf $1mil, condo worth $1.5mil we are both 45 can we retire early? |
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