Looking out of the window
 

Be kind and appreciative to the person that post "looking out of the window".

He is giving us his view and guidance on how to retire and look for a good career.

Don't scare him off and ended up we have nothing to learn from a wise old person.

Older person has gone through the tough journey and experience different setback so he hope that his story can educate us to advance better and not to repeat or regret it.

Looking out the window, I see window after window.
Choose the right career and become rich.
Choose the right career and become rich.
Choose the right career and become rich.
<repeat thousand times>
The same monk keeps chanting over and over again. You should now either feel ashamed, or get enlightened.

You tell us lah, wtf is there to learn when it's just the same **** packaged differently. Can explain or not?

As I look out the window, I see the clear, blue sky. Today is a blessed day.

The sun is shining bright, makes me happy.

Had I known how wonderful retirement is, I would have retired earlier!

Gone are the days rushing from one meeting to another, sometimes back to back meetings!

I don't miss the times when I had to fly from one city to another, rushing in and out of airports.

Today I'm a lot more relaxed, healthier and happier.

The window man is back!

I realised there is no need to have so much material wealth to be happy. When you start low, more wealth will make you happier but you will come to a certain level of wealth when more wealth does not add to your happiness. I've come to a point where any additional wealth will not make me happier if it means sacrificing my precious time. Our time on this temporary world is limited.

I'm contented today to retire because I've achieved these for my retirement:

1. A fully paid 3 bedroom luxury condo in a good district.
2. A fully paid small car, sufficient for my small family.
3. Passive income, more than enough for my family.
4. Enough wealth to leave behind for my children, not too much though.

I value my time a lot more today. I don't need to work for that extra dollar at the expense of my time. I value my time to do what ever I want - relaxing at home, reading, jogging, exercising in the condo gym, swimming in the condo swimming pool, watching movies, travelling overseas during non peak seasons, volunteering at charities, etc.

Each and every day, we get older. We move closer to our moment of death. While I'm still not so old and healthy, I want to make the best of my precious time.

I don't need to work so hard so as to afford a bungalow. I don't need a bungalow to be happy.

I don't need to work so hard so as to afford a $1m sports car. I don't need a sports car to be happy.

I don't need to work so hard so as to afford a luxury boat. I don't need a luxury boat to be happy.

I don't need to work so hard so as to afford luxury branded goods. I don't need luxury branded goods to be happy.

What I need is my free time. My free time is very expensive. Time is precious to me. Why should I slave away, sacrificing my free time to work for others for that extra dollar that I don't need. I want my free time to pursue my own interests.

Just out of curiosity.

How much household per annum would be considered enough?

$200k/annum? Or $500k/annum?

Average monthly disposable salary (SGD)

Chiang Mai 534
Koh Samui 615
Phuket 786
Bangkok 1003
Hanoi 370
Ho Chi Minh 495
Kuching 542
Malacca 610
Kota Kinabalu 901
Johor Bahru 902
Penang 1133
Kuala Lumpur 1468
Siem Reap 187
Phnom Penh 399

These are the average monthly disposable salaries of people living in these cities in SGD.
This means if you have passive income of these amounts, you and wife can retire in these places.

If you are just the average worker, you don't have to millions of dollars in your bank account or investments to retire.

What you need is a paid up HDB flat. Just rent it for $2000 pm and convert to the local currencies. Jus choose any city you like. You can even retire in a few cities and explore the different beautiful culture in each city.

Enjoy your retirement!

I feel good that I don't have to be stuck in morning traffic jams.

Life is now so good. Should have retired much earlier.

I feel so blessed I am working every day, knowing exactly what to do to improve my sales.
Life will be so boring at retirement; counting the clock ticks; wandering aimlessly down the road.