Take home = About 8000-10,000 (no cpf contribution, working in sales)
insurance = 500 car =1000 expenses = 1500 savings = Abt 6000 - 7000 |
Fresh grad 2020
Take home = 4000
Monthly expenses = 1000 (food, transport, utilities, phone bills) Insurance premiums = 500 Investments = 500 Savings = 2000 Should I rebalance savings and investments during this period? |
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This thread made me realize people really give their parents a lot of $$. Good and bad thing though. I've seen some of my friends who suffer from their parents' poor financial literacy and end up becoming part of the sandwich generation, having to juggle both their own families and their parents which is not easy.
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Take home = about $2.6k
Parents = $200 each Savings = first few months was 20% of take home, trying to do $1.2k per month since Jan this year Insurance = $166 Endowment = $150 (only treat this as forced savings, definitely not money making tool) The rest = depending on how I spend it Haven't explored investments yet, but I guess I wanna make sure I have 6 months worth of emergency funds before I start. Isit too late? |
26yo female, working for approx 3 years
Take home = 3.3k Parents = 500 Insurance = 600 (300 on savings plans, 300 on life and accident plans) Savings = 1k The rest on daily expenses, but other than phone bills, netflix, transport, weekday lunch and occasional weekend eat-outs, I don’t really spend much elsewhere. Any remaining amount will be accumulated to buy stocks. |
Male 32, working since 2015.
Take home: $3.9k Monthly recurring: (parents etc) $633 Utility Bills: $50 Car insurance, road tax, petrol, parking, ERP: $700-800 Food budget: $310 Condo fee: $141 Groceries: $300 Insurance: $500 Discretionary/ad hoc: $200-300 ==== Savings: about $866 But I have been eating my savings to buy shares more than avg of $1000/mth so saving is negative. Hope the gamble pays off. |
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take home 3.9k.. you are owning car and condo?? no monthly mortgage loan on cash meh? damn shag sia.. |
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I am lucky to have parents with their own business. Like TS my parents gave me a lot, when I married and moved out then I'm on my own. Everyone has their own lot in life, this is mine. |
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