Happily retired after 45 years of hard work. I've decided to quit the rat race. Enjoying every minute of my retired life.

Since primary school, I studied very hard and went to top schools. Total number of years of studying hard from primary one (6 years old) to university - 20 years.

Then I excelled in my career. Total number of years of salaried work - 25 years.

I now deserve a good rest. I plan to pursue many interests such as traveling the world, reading extensively, writing, mentoring, volunteering for worthy causes, etc.

I have accumulated enough wealth. I have been extremely successful in my investments. My luxury condo and luxury car are both fully paid up and I have good passive income. I don't need to earn more and more from salaried work.

I'm happy retiring in place in my modern luxury condo which has full facilities and a high level of security. It is located in a good district.

My family's quality of life is definitely much better now. That's what matters most.