Both 50.
$200k pa total income.
Savings $40k pa in total.
Cheap OCR condo. Paid up.
Cheap new car. Paid up.
Our assets are our condo, car, cash and CPF savings.
Total net worth $1.5m.
Debt free.

When can we retire?
How can we retire?

Appreciate advice from the experts here. Thank you.