A married couple, 48 & 50 yo, living in a 5 room flat. Two school going children. Own an old car. Our annual income in total is higher than the median household income as we earn $130k pa. We count ourselves as fortunate as we live in a nice well renovated flat and we have good, friendly neighbours. We enjoy a comfortable middle class lifestyle. We eat good food and we go to restaurants once a week. We get to go for overseas holidays at least once a year.

In terms of wealth, we are quite wealthy as our flat is worth $600k and we have other assets such as stocks, cash and our CPF savings. As a whole our total net worth is about $1.2m. We are also debt free. In Singapore, the average wealth per adult including residential property is $395k, so a couple's average wealth is $790k. Since our net worth is $1.2m, we are 52% richer than the average couple. So, we have done better financially compared to the average.

How about you? Please share.