Originally Posted by Unregistered

I am in my mid-40s and wondering whether to go into semi-retirement, for the reasons mentioned by you. For example, I would like to travel as and when I like and when I still have the energy to do so. This is not to say that I would not have the health to travel when I am older but who knows what will happen in the future. I have the means to retire now if I don't spend extravagantly. On the other hand, my job is not stressful (though boring) and so I do have good work-life balance currently. Should I retire?