I disagree but to each his own. If I were harsher, I would ask why don't this guy kill himself while he is young? Earn to live or live to earn? If you are educated, there are so many avenues to make money.

I'm 40 this year. Retired. Married with two young kids. While I track the investment market constantly, I technically "work" less than an hour a day and make between $30,000 to $45,000 a month.