I am living with my parents right now and retired from the corporate rat race! Age 31. Thinking of doing my own business, but have yet to find something interesting enough. I trade stocks in the night and here is what I have:

1. Condo in CBD worth 1.28M (my cash invested is around 200k SGD and about 1M loan). You can count this as my property, since I live with parents.
2. Cash in the bank of around 700k SGD.
3. Online trading balance of around 200kSGD.
4. Cash in RMB account of around 100k SGD.
5. Cash invested in RMB fund of around 20K SGD.

If I don't count in my property in the CBD, then I have about 1.02M SGD in cash and marketable securities.

Why do I leave the 700k in cash? That's because I would like to buy a bigger property when the market softens and I am too chicken to put that in stocks. Currently all 200k SGD is invested in stocks.

How am I faring. Care to comment? I feel poor.