We are a successful couple as we have raised two wonderful children who are well mannered, filial and are doing well in school. We are both 48 yo, earning a total income of $130k pa and we save $30k pa.

We don't have any debt as our 4 room apartment is now fully paid. It is worth at least $400k. We also own a nice, new car which we have paid in full cash. We enjoy a comfortable middle class lifestyle. We can afford to eat at good restaurants every weekends and we go for overseas holidays twice a year.

Our focus now is preparation for our retirement. We will retire in our current home as we enjoy living in the nice neighbourhood. Neighbours are friendly. We hope to retire at 58 after our children got married and move into their own homes.

Our combined net worth has reached $1m. This is a big achievement for us. When we first got married, our combined net worth was only about $100k. Our net worth grew by 10x over 20 years!

Our net worth - Home $400k Cash & CPF $500k Stocks $100k