Average monthly disposable salary (SGD)

Chiang Mai 534
Koh Samui 615
Phuket 786
Bangkok 1003
Hanoi 370
Ho Chi Minh 495
Kuching 542
Malacca 610
Kota Kinabalu 901
Johor Bahru 902
Penang 1133
Kuala Lumpur 1468
Siem Reap 187
Phnom Penh 399

These are the average monthly disposable salaries of people living in these cities in SGD.
This means if you have passive income of these amounts, you and wife can retire in these places.

If you are just the average worker, you don't have to millions of dollars in your bank account or investments to retire.

What you need is a paid up HDB flat. Just rent it for $2000 pm and convert to the local currencies. Jus choose any city you like. You can even retire in a few cities and explore the different beautiful culture in each city.

Enjoy your retirement!