In a stroke of luck, stumbled upon my very first post (below) to this forum - post #360 on 20 Oct 2010.

6 years just flew past like that. Now at 56 already, so what has changed or not changed for me?

Well, I was proven wrong about my salary. It didn't remain stagnant at $200k pa but it did increase each year till $260k pa currently, mainly due to adjustment for inflation & bonuses. So, never say never. The worry that our work income was going to be stagnant spurred us to invest for passive income.

The biggest change was in our networth. That 6 years of income (including our passive income) have enabled us to grow our networth by another $2m.

Our lifestyle is more relaxed now with our children in the workforce.

We will continue to work until the official retirement age just like a few of our colleagues.

Life is good.