Thank you very much-but looking at all the financially-savvy posters here, I must say I am greatly humbled. I would endeavour to maintain $205k pa/higher for another 10+Yrs, since I still have "youth"(energy) and ability to work now and enjoy later(when it's harder to accumulate such proceeds and will emphasise less on retirement funds-building. There is no husband nor children in the equation. But why do you ask? I mean what's the relevance? Lol people here often make (false)assumptions and I am rather amused by it. Seriously. (I wonder if the singapore statistics of approx.370,000 unmarried Citizens 29-49 ever sink in to them-marriage is not the natural/expected choice for many and over two decades now).I live in my parent's apartment. My apartment is currently rented out.