If you have enough money to own a landed property, or two condos, which would you choose? I think this is a question that many late 40s to mid 50s working professional couples have on their minds.

Some views I have gathered so far:

1. Better to make your money work for you. Thus have 2 condos, one to stay for enjoyment of facilities and the other for rental income. But need to pay more property taxes, income taxes, maintenance fees and repairs. This option will you give better cash flow.

2. Landed property have better appreciation potential. Although it doesn't generate cash flow, it can appreciate in value better than condos in the long run. But no facilities to enjoy, so need to join country club.

What do you guys think?