Originally Posted by Unregistered

Since you don't have kids, you can actually retire in JB now.
Rent out your flat for $2.5k pm, so your passive income in total is $4k pm.
Convert to RM, you get RM12k pm. More than enough to retire in luxury in JB.
It doesn't cost that much to retire in luxury in JB.

Rent a 3 bedroom luxury condo unit in JB RM2k pm
Car expenses RM500 pm
Utilities, food, groceries, eating at restaurants RM2k pm
Entertainment and travel RM1k pm
Misc RM500 pm
Total expenses RM6k pm
Total savings RM6k pm