Must read this kind of research result with a pinch of salt. For every report that concluded that retirement is good, there are 2 reports that said early retirement is bad for health. For eg see this: .medicaldaily.com/planning-retiring-early-consider-these-5-health-risks-first-247669
Thus don't be swayed by the studies, especially as they were based on Ang
Moh societies. We should assess whether to retire or not based on our own specific circumstances. Some questions we should ask ourselves :
Have you achieved what you want in life?
Do you have sufficient savings to support your retirement lifestyle and for how many years?
Do you like our job? Do you derived satisfaction and sense of achievement in your job?
Is your job detrimental to your health?
Do you know what to do in retirement?
Will your social life be better in retirement? Or will you become loners/ isolated?
Are you currently relying on your company medical insurance / benefits for your ailment?
As you can see, financial security / adequacy is only one of the factors to consider in deciding whether to retire. The others are equally important. But the most important is to be discerning enough not to blindly follow other people. You should be fully aware of your own situation and circumstances to know if you can retire already.
If you have to come to this forum to get affirmation for your decision then you are not ready.