You can do part time work such as giving tuition to clear your debts. Save as much as possible. Quit bad habits if you have any. Don't smoke, drink or gamble. Don't waste money on partying, buying branded goods or eating at restaurants. Eat at hawker centres.

In the mean time, find a husband who can help you financially. You don't want to grow old and lonely. Life will be more meaningful if you have a loving family with kids and grandkids. You don't want to be alone when you're old and dying.