Businessman, $100k pa, work from home office in a condominium. Even though I earn lesser than when I was a salaried worker, I save more because I don't have to spend so much as previously. Spouse is a salaried worker, $110k pa.

We are fortunate to be able to pay off our condominium mortgage. We intend to retire in our condominium but will give up our car when we retire. We hope to build up our passive income.