The guy is far from smart. If you don't have any money in stocks, you would not have sleepless nights. Better to be safe. Keep your CPF safe by keeping them in your OA and SA. Those who think they can manage their money on their own by gambling in stocks are making a big mistake. They will end up losing their hard earned CPF money because they think they are so smart.

Many people lose 20% or more from their stocks. If they have a $1m portfolio, this means losing $200k! Cannot sleep at night.