average car cost for a bnb car (100k) is around 2-2.5k per month inclusive of installment (~1k/mth), road tax (~60/mth), insurance (~200/mth), parking (~100/mth), fuel (~300-500/mth), and misc like servicing, fines, erp.

someone earning 5k can afford a car as take home is 4k and minus 2.5k (worse case scenario) you have 1.5k left to spend for the month. or you can take public transport and save almost 2k/mth that you can use for investment/holidays/restaurant meals. however once you drive you wont go back, enjoy your commute to work with nice music and air con, no squeezing with others in trains and buses. no fear of going out during heavy rains, straight a to b instead of waiting for bus and train. able to travel to ulu places without waiting for cab, sometimes call cab also wont come when you are leaving ulu places. buy yourself some time using money and get to enjoy car ownership.

some people will never understand it though, think you are mad for spending 100k on a car and still need to pay petrol and parking. we cannot blame them as everyone likes different things. these people may think nothing of spending 5-10k to go on holiday twice a year to exotic locations like maldives or europe, or 7k on the latest dslr camera. everyone has their weakness which they will spend money on.