36, 39 both working.
Combined annual income: 210k
Extra income: 12k per year
Combined Cash: 320k
Combined
CPF: 525k
Stocks: 30k
2nd Property value: 820k
Value of property which we stay in: 500k, fully paid
Insurance savings: 100k upon maturity
Outstanding car loan: 52k
Outstanding property loan: 650k
Annual expenditure: 75k
how are we doing? are we over leveraged?