Age: 32 this yr, married with 1 kid
Housing: Bought 4-rm HDB at $323k
Salary: $7,140 per mth. Take home $6,140 per mth
Cash: $12k (reno and car ate up most of it)
Stocks: $60k


Savings per mth: $2k
Parents allowance: $600
Kid's playgroup: $750
Car installment: $530
Gym: $75
Insurance: $500
HP and Fibrenet: $78
Income tax: $300

Is saving $2k per mth too little?