You guys are so fortunate to have gotten into a high-paying career track right from the beginning, to the extent of even toying with the idea of retiring in your 40's!

It took me almost 15 years to accumulate my first million before I switched lines and started earning some serious money. Health permitting, I would like to work for as long as possible.

I think one doesn't really appreciate money if one hasn't been deprived of it before.