middle class married couple, 44 and 46 yo. 2 teenage children.
home is a 3 bedroom condo. condo is worth $1.2m, loan outstanding $200k.
use cpf to pay for our mortgage.
we earn an annual income of $190k pa. saves $50k pa.
we drive a one year old car, paid up.
overseas holidays twice a year.
our net worth in total $1.8m.