48/49 middle class couple. Two kids. Household income $182k pa.
Condo, 2 years old, now worth $1.2m. No more mortgage.
Car, 1 year old, no more loan.
CPF $600k.
Cash $500k. Waiting for property market to crash because of the enormous oversupply, rising interest rates and crashing rental market (due to plunging number of expats). Hoping to get a 2 bedroom unit in CCR for $500k, paid in full.
Total net worth $2.3m. Totally debt free.