Quote:
Originally Posted by Unregistered
You need to add
1. Groceries
2. Health insurance and protection
3. Condo maintenance
4. Parents allowance (at least 20% of annual HH income)
5. Higher amount for holidays. I spend at least $5000 pa for a family of four
6. Kids tuition and enrichment
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And shopping, and upgrading of digital devices....Coz upper middle comfortable (nearly luxurious) lifestyle mah
My frivolous shopping (for clothes, shoes, etc) can range from $500 on a good month to a few K when the spouse buys bags.
Upgrade phone and tablet every year, at least $500 per person