You should celebrate your success. You have achieved the Singapore dream of living in a condo. And it's fully paid! This is awesome at such a young age. There are many who are still paying home mortgages. You own a car and that's the dream of many too. As long as you live in a condo and own a car in Singapore, you are considered successful. You are in the top 10% in Singapore in terms of social status. If you want to know how really fortunate you are, just compare with people in our neighboring countries. Give yourself a pat on your back!