I can only say you guys are quite clueless about how to make your money work for you.
When people make it, you can only wonder why.
That's the first point.
The second point is, people seize opportunities in period of uncertainty, you? You retreat into your own shell.
Quote:
Originally Posted by Unregistered
Given your HH income and age, you should not take on high risks. You should sell off your flat and use the sales proceeds plus your CPF and cash to pay in full a $1.4m condo. At your age, it is best to be debt free. Then you should build up your cash again for emergencies and invest more into blue chip stocks. Your emergency fund should be about at least 10 years of your expenses. If your HH expenses is $150k pa, then you should have $1.5m in emergency fund. |