46, small time entrepreneur, $65k pa net income. Spouse, 38, salaried worker, $60k pa.
Home is a 4 room HDB flat, bought cheap. No more loan. Now valued at $400k
Car is an old small car, used to ferry kids to school in the mornings.
We are in the low middle income group household with no debt.
We go holidays once a year in December to Thailand or Malaysia.
We live a simple life.