Professional couple, with 2 kids in primary schools.

Husband, 42

Income $130k pa.
Savings $35k pa
Expenses $95k pa.
- Mortgage $2k pm ($24k pa)
- 2L continental car instalment $2k pm ($24k pa)
- Car related expenses and taxes (pro rated) $1.5k pm ($18k pa)
- Parents' allowances $1k pm ($12k pa)
- Food during work week $1k pm ($12k pa)
- Holidays $5k pa

Wife, 40

Income $124k pa
Savings $52k pa
Expenses $72k pa
- Groceries $2k pm ($24k pa)
- Clothings and beauty care $1k pa ($12k pa)
- Parents' allowances $1k pm ($12k pa)
- Food during work week $1k pm ($12k pa)
- Children $1k pm ($12k pa)