33 years old, very stable job, $160k p.a. Wife is 32, just rejoined work force, expecting $200k this year. Live in old condo worth $1.9m (for now) in D11. Loan balance is $1.2m.
7 year old car with no loan.
Her cash savings are around $400k while mine is $100k.
Not ideal, given the large loan quantum, but i'm working to exit the rat race by 45 tops.