43 & 45, middle class working professionals with two primary school kids.
Combined income, $260k pa.
Condo worth $1m, mortgage $800k.
Expenses, $200k pa, includes mortgage payment, conti car loan payment, maid costs, tuition and enrichment for kids, holidays to europe or anz twice a year, dining at high end restaurants, groceries and utilities, parents' allowances, etc.
Savings, $60k pa.