I look forward to 2015 and 2016. With massive supply of COEs coming to the market because of the huge deregistration of cars, COE prices will plunge. With the huge supply of condos, condo prices will plunge. So, good time for me to extend my car COE for another 10 years. Also a good time for me to upgrade to a condo. Now I am saving cash. Timing is very important.