27yo, single, no debt but the occasional credit card debt cleared @ month-end, have worked for almost 2.5 yrs.

- 10k in SG stocks (approx.)
- 20k in cash (approx.)


lost money by (foolishly) investing in the wrong things while in school - now i adopt an investment approach, to find the right stocks to act as a money sink (scouring for "undervalued" stocks with good balance sheet/cashflow, potential long/mid-term appreciation in stock price or potential acquisition targets) and to hold some cash in case of an opportunity.

also actively trying to look at short-term trading opportunities for the tickers that i "cover". i'm quite risk-averse so i do smaller trades and only doing so if i'm very comfortable.

no opinion on property market since my networth doesn't afford me much.

with SGX reducing board-lots from 1000 to 100... it will certainly set the path for liquidity, reduced brokerage fees with the likes of SCB (hopefully) for small fishes like me and more stocks to look at.