Age: 33
Total income (2013): 127K (job) + 37K (rental income) = 164K
Property: condo (home), investment property 1 (rented out), investment property 2 (rented out). Value of all properties: 3.2M. Mortage remaining for all properties:0.85M
Cash + shares: 100K
CPF (OA+SA+MS): 155K
Car: NIL
Children: NIL

Proud of: Not owning a car despite the pressure to, from image point of view - Its only thru not buying a car that I could have owned multiple properties at 33 and with a not v high paying job.

Worries: Everyday I think about how to reduce my tax, and how to grow my nest egg. Its going to be more difficult to have children.

Regrets: I should have had children earlier. I should have spent less on branded goods, holidays and dining out when I was younger. Then could have bought another property ~

Tired of: walking and taking bus when it is raining