Working class nobody, 48, earns an income of $67,000 pa. Saves $12,000 pa. Household expenditure, $55,000 pa. Just enough to afford a 3 room HDB flat and a motorbike. Not complaining much because I was not working hard enough during school days, always playing a fool. It's my fault. My more hardworking classmates are now living in condos, landed and driving big, nice cars. They deserve it.