you are overleveraged if you are the only one working to service the condo mortgage. at your age, you should not have any loans. your $1.8m loan is huge compared to your measly $120k pa income. there are people here with income of $700k pa but staying in hdb flat and driving an asian car.

and why do you need to drive a porsche? show off? lack of self confidence? this car is a cash drainer. typically guys with low self esteem or those trying to attract girls drive such cars.

you should sell your condo and downgrade to a 4 room flat and be debt free.

you might never know when you will be retrenched.